Home buying tips for Pensacola, Gulf Breeze and Navarre buyers, plus realtor partnership insights from Angee Kent, REALTOR® (LPT Realty), and Jay Spurlin (Coastal Funding Corporation).

October 21, 2026
A realtor and lender team in Pensacola can shorten your path to closing by keeping offers, financing, and deadlines in sync. Many financed purchases close in about 30 to 45 days after the contract is signed. When your …

October 21, 2026
When you buy a home on Pensacola Beach, you buy a leasehold, not the land. The land belongs to Escambia County and is leased through the Santa Rosa Island Authority (SRIA), usually in terms of up to 99 years. You own the …

October 21, 2026
Navarre, FL homes sold for a median of about $421,000 in September 2026, and with roughly 5.8 months of supply, buyers have more room to negotiate than they’ve had in a while. Whether you want a full-time family …

October 21, 2026
Buying a home in Gulf Breeze, FL means choosing between two very different price points. In September 2026, the median sale price was about $385,000 in ZIP 32563 (the Midway side) and $772,500 in ZIP 32561 (Gulf Breeze …
October 18, 2026
Welcome to the Keys and Lending blog. Here we’ll share mortgage tips, loan program guides and local market insights for Pensacola, Gulf Breeze & Navarre.
Questions? Visit www.keysandlending.com. Keys and …