Naval Live Oaks on Keys and Lending Bloghttps://blog.keysandlending.com/tags/naval-live-oaks/Recent content in Naval Live Oaks on Keys and Lending BlogHugoen-usWed, 21 Oct 2026 07:00:00 -0500Buying a Home in Gulf Breeze, FL: 2026 Local Buyer's Guidehttps://blog.keysandlending.com/posts/buying-home-gulf-breeze-fl/Wed, 21 Oct 2026 06:00:00 -0500https://blog.keysandlending.com/posts/buying-home-gulf-breeze-fl/<p><strong>Buying a home in Gulf Breeze, FL means choosing between two very different price points.</strong> In September 2026, the median sale price was about <strong>$385,000</strong> in ZIP 32563 (the Midway side) and <strong>$772,500</strong> in ZIP 32561 (Gulf Breeze proper and Pensacola Beach), based on Pensacola MLS data. Your ZIP code, loan type, and insurance plan matter as much as the house.</p> <p>We&rsquo;re <strong>Angee Kent, REALTOR®, LPT Realty</strong> and <strong>Jay Spurlin with Coastal Funding Corporation (NMLS 183681)</strong>. We teamed up to make buying in the Pensacola area smoother: one side finds and negotiates the home, the other lines up the right financing, and we talk to each other the whole way.</p>